Senior Credit Analyst - LAS

Job Summary: The role focuses on credit assessment, financial analysis, proposal preparation, exposure monitoring, and industry tracking. Candidates must possess strong analytical skills, market knowledge, and a solid understanding of credit and regulatory frameworks.

Key Areas of Experience :

- Credit Analyst working in NBFCs/ Banks

Educational Qualifications: Preferably Chartered Accountant / MBA (if from reputed institute)

Key Responsibilities

- Thorough understanding and analysis of companies and industry and presentation of ideas and recommendations.

- Preparation of credit proposal - analyzing the borrower and group financials, security for the loan, background check for the borrower and promoters.

- Presentation to the credit committee & Board and seeking approvals and issuance of the sanction letter.

- Periodic Monitoring & Review of the exposures

- Tracking the security performance, news updates, industry news, the promoters and the like

- Adhering to the RBI regulations, internal policies

- Maintaining various Policies, Data and MIS

- Collect and analyze financial data using online and other data sources such as annual reports, Capitaline, Bloomberg etc.

- Manage ad-hoc analytical research requests

- Help prepare and maintain industry data. Track Macro/micro economic data

- Track company operating metrics based on relevance in different sectors/companies

- Have analyzed in the past various Mid or Large sized companies