Senior Credit Analyst

About the Company:

They are a boutique financial services firm providing unbiased expertise, tailored financial solutions and best-in-breed technology to clients around the world. They are seasoned experts across the full suite of wealth management, multi-family office, asset management and corporate advisory services. Through their open architecture model, they ensure your benefit from the combination of institutional rigour and bespoke solutions.

Associate/ Associate Credit Analyst

Location: Mumbai

Reporting to: VP NBFC

Department: NBFC

Responsibilities:

- Work closely with senior team and manage the entire deal cycle from sourcing, due diligence, market analysis, deal structuring, and closure.

- Underwrite proposals with in-depth review of Borrowers financial statements and business model.

- Detailed overview of industry, risk analysis and mitigation.

- Preparation of financial models, appraisal notes and presentation to the Credit Committee.

- Wherever required, co-ordinate with consultants for timely completion of due diligence pertaining to financial, legal, and other matters.

- Coordinate and oversee the transaction documents, reviewing and finalizing the same prior to execution.

- Ensuring that transactions executed and disbursed are performing as per transaction documents and representations and in line with credit policies.

- Working with operations team to take meaningful and corrective action in case of divergence.

Secondary Responsibilities:

- Monitoring of the existing debt portfolio.

- Ability and freedom to grow into an origination role with take on added responsibility to source transactions.

Core Competencies & Qualifications:

- Minimum 5 years of overall experience and 2 years of experience in credit underwriting, financial analysis, investment banking.

- Experience working with Banks, NBFCs, Investment Banking, Financial Advisory domain preferred.

- Well versed with MS Office.

- Well versed with financial analysis and underwriting methods for evaluation of credit proposals.

- Experience of working in sector agnostic environment.

- Positive attitude, assertive, result oriented, self-motivated.