Rathi - Area Credit Manager

Key Responsibilities:

- Credit Appraisal: Conduct thorough credit appraisals for Loan Against Property (LAP) applications.

- Risk Assessment: Accurately assess credit risks associated with LAP proposals and provide well-reasoned recommendations.

- Policy Adherence: Ensure strict adherence to established credit policies, guidelines, and regulatory frameworks.

- Quality Underwriting: Maintain and ensure high-quality underwriting standards for all LAP cases, minimizing potential risks to the organization.

- Team Collaboration: Work closely with sales teams and other stakeholders to facilitate a smooth and efficient credit process.

What Makes You a Good Fit:

- Proven experience in credit appraisal and risk assessment for Loan Against Property (LAP).

- Strong understanding of credit policies and underwriting standards in the financial services sector.

- Excellent analytical and decision-making skills.

- Ability to identify and mitigate potential credit risks effectively.

- Good communication and interpersonal skills.