Product Lead - Credit/Debit/Prepaid Card Management - BFSI

Product Lead - Credit/Debit/Prepaid Card Management

Product Strategy and Planning:

- Define the product vision, strategy, and roadmap for card management products, aligned with organizational goals.

- Analyse market trends, competitor offerings, and customer needs to identify opportunities for innovation.

- Develop business cases and prioritize features to optimize product value.

Stakeholder Collaboration:

- Work closely with Business Development, Tech and Operations teams to develop go-to-market strategies.

- Serve as the main point of contact for vendors, partners, and regulatory bodies related to card services

Product Lifecycle Management:

- Monitor product performance through KPIs, customer feedback, and analytics, and drive continuous improvement.

- Manage the entire lifecycle of card products, from concept to sunset, ensuring profitability and compliance.

Commercial ownerships:

- Drive the funnel for lending programs across multiple countries, scaling existing partnerships and introducing new products to the market.

- Negotiate agreements with high-level stakeholders at the group level, fostering long-term value creation for both parties

Risk & Compliance:

- Ensure all programs across countries adhere to regulatory and compliance frameworks, maintaining high standards of operational integrity.

Capabilities:

- Exceptional communication and leadership skills, with the ability to manage relationships at both local and group CxO levels.

- Strong strategic mindset, with demonstrated success in managing multi-country portfolios, business development, and scaling operations.

- Data-driven decision-making, strong analytical skills, and financial acumen.

- Proven track record of delivering successful card products (e.g., credit, debit, prepaid).

Qualifications:

- 10+ years of experience in Financial Services, Banking, Payments.

- Proven experience overseeing business at global level.

- Strong background in project delivery, revenue generation, and scaling financial services products across multiple geographies.