Portfolio Manager - Bank

Job Title: Portfolio Manager Mid-Market Group (MMG)

Location: Chennai

Job Responsibilities:

- Manage and grow a portfolio of MMG clients through acquisition of new accounts and retention of existing relationships.

- Identify client needs and offer customized banking solutions across assets, liabilities, trade finance, and treasury products.

- Conduct financial and credit analysis for lending proposals and ensure timely renewal/review of credit limits.

- Monitor portfolio performance, track repayment schedules, and manage delinquency risk.

- Ensure compliance with internal policies, credit guidelines, and regulatory norms.

- Cross-sell bank products and services to maximize wallet share.

- Maintain high service standards to enhance client satisfaction and loyalty.

- Prepare periodic MIS/reports on portfolio performance and business pipeline.

Job Requirements:

- Graduate/Postgraduate in Finance, Business, or related discipline (MBA/CA preferred).

- 5plus years of banking experience, preferably in MMG/Corporate/SME segment.

- Strong knowledge of credit appraisal, trade finance, and banking products.

- Excellent relationship management, negotiation, and communication skills.

- Proven ability to meet business targets and manage risk effectively.

- Analytical mindset with proficiency in financial statement analysis.

- Sound understanding of RBI regulations and compliance requirements.