Policy Manager - Priority Sector Lending

- Candidates with prior experience navigating the Reserve Bank of India's (RBI) Priority Sector Lending (PSL) guidelines will be highly preferred.

- Excellent proficiency in Microsoft Office applications is essential.

- Bank Level PSL tracking and achievement - Ensure bank achieves its regulatory target by continuously monitoring of the achievement and delivery of all the BUs on an on-going basis.

- In case of any probable shortfall - highlight the same to PSL committee in timely manner with best possible alternatives.

- Tracking E-kuber market on an on-going basis to take suitable buy/sell decision basis PSL committee decision.

- Audit - Coordinate with auditors (RBI Audit, Statutory, Concurrent and Group Audit) and timely resolution of their queries & also ensuring that there are minimum repeat audit comments

- Policy & Processes Development/ improvement - Review/Amendment of SOPs for all PSL products with concurrence of all stakeholders as per the latest guidelines issued by RBI

- Providing inputs to BU's & other stakeholders for improvement/ modifications to existing products/ process for PSL qualification and classification to meet regulatory guidelines.

- Approving the PSL tagging on time

- Ensure correct classifications and tagging as per regulatory guidelines.

- Dissemination of change in regulatory guidelines and act where necessary.

- Portfolio Management and Budgeting

- Computation and monitoring of Bank's PSL achievement v/s RBI target and highlight excess/shortfall.

- Annual budgeting exercise - assessing Bank's PSL requirement, mapping it to BUs annual targets. Finalizing PSL department's budget and making presentation

- Managing monthly MUREX, SIDBI/NABARD refinance, IBPC entries of PTC portfolio.

- Co-ordinating with other BUs/SUs to compute quarterly closing ANBC

- Monthly PSL townhall, IBR Deck

- PSL SPOC for NPA & ORR as UORM