Job Summary: We are seeking an experienced and strategic Product Head - Loan to lead and expand our loan product portfolio. The ideal candidate will bring extensive experience in loan product management, with a proven track record in a reputed bank, NBFC, DSA or Fintech company. This leadership role demands strong product understanding, strategic planning, and Process Management to drive business growth and profitability. Key Responsibilities: 1) Product Strategy & Development: - Define and execute the loan product strategy, including product launch, process management, and policy formulation. - Identify market trends, customer needs, and competitive landscape to build a robust product roadmap. 2) Business Development & Partnerships: - Establish strategic partnerships with third-party providers and new lenders to expand loan offerings and enhance market reach. - Collaborate with sales and distribution teams to create effective go-to-market strategies and drive product adoption. 3) Operational Excellence: - Implement technology solutions and digital transformation initiatives to streamline processes, improve service levels, and enhance customer experience. - Optimize productivity, reduce costs, and ensure profitability through process innovation and automation. 4) Financial & Performance Management: - Drive profitability metrics while maintaining budgetary discipline, including Cost to Income and Operating Expenses. - Prepare and present budgets, business plans, and financial projections to senior management. 5) Risk & Compliance: - Ensure adherence to regulatory guidelines and internal policies for all loan products. - Work closely with the Credit and Risk teams to recommend credit policy changes based on market scenarios and repayment trends. 6) Team Leadership: - Lead a high-performing product team, providing guidance, mentorship, and fostering a culture of innovation and accountability. Key Requirements: - 15+ years of experience in loan product management, with at least 5 years in a leadership role. - Demonstrated expertise in lending products and regulatory compliance. - Proven experience in a reputed bank, NBFC, DSAor fintech company, preferably with a strong market presence. - Strategic mindset with the ability to identify market opportunities and drive business growth. - Excellent communication, stakeholder management, and leadership skills. - Proficiency in digital lending platforms, financial technologies, and data-driven decision-making. Location: Surat, Gujarat

Surat

Gujarat

NJ Group - Product Head - Loan Segment 

Job Description for NJ Group - Product Head - Loan Segment  in NJ Group in  Surat Gujarat for (15-20) years of experience. Apply Now!