Manager - Operational Risk - Financial Services

- Identify and evaluate operational risks in HFC/NBFC-specific business processes such as lending, asset management, and financial services.

- Conduct regular risk assessments focusing on RCSA, TPRM, IT Risk, credit risk, market risk, liquidity risk, and compliance risk.

- Manage and monitor the Risk Register by thoroughly evaluating processes and controls.

- Develop and implement risk mitigation plans tailored to HFC/NBFC operations.

- Collaborate with departments like Credit, Finance, Compliance, and IT to ensure risk controls are integrated into daily operations.

- Create and update risk management policies and procedures in accordance with RBI regulations.

- Lead investigations into operational incidents, frauds, or financial losses, and coordinate with regulatory authorities if necessary.

- Prepare detailed risk reports and presentations for internal committees, board meetings, and regulatory bodies.

- Develop and deliver training programs on risk management practices and regulatory compliance.

Required Skills & Qualifications:

- Degree in Finance, Business Administration, or a related field.

- 3-8 years of experience in operational risk management within the financial services industry, preferably within HFC/NBFC or banking institutions.

- Professional certifications such as CRM, CFA, FRM, or IIBF certifications are a plus.

- In-depth knowledge of HFC/NBFC operations and RBI regulatory requirements.

- Strong analytical and problem-solving abilities.

- Proficiency in risk assessment tools and software.

- Excellent communication and interpersonal skills.

- Ability to work collaboratively across departments and manage cross-functional teams.