Kredily - Chief Product & Technology Officer

Were building Indias first Agentic AI Payroll OS with Fintech & Insurance at scale.

Profitable & Pre-Series A funded.

Looking for a CPTO Co-founder to join the journey.

Kredily already powers 25,000+ businesses and 1 million+ employees.

With a profitable SaaS foundation, we are now transitioning from SaaS AI-first Payroll + Fintech OS, embedding automation, compliance, financial services, and insurance into one intelligent platform for Indias 63M SMBs.

Our vision is to create a deeply engaged platform of SMBs and employees where Payroll is just the entry point.

From there, we will cross-sell tailored financial products loans, credit cards, investments, and insurance making Kredily the default workplace + financial OS for India.

Were looking for a visionary Chief Product & Technology Officer (CPTO) to lead this transformation.

Your role:

- Architect the AI-first tech stack (LLMs, agent frameworks, vector DBs).

- Build fintech & insurance integrations at payroll scale.

- Drive engagement-led growth, enabling intelligent cross-sell of financial products.

- Ensure trust, compliance, and data security across payroll + financial services.

- Build and mentor a world-class AI+SaaS+Fintech org.

- Partner with CEO on vision, growth & fundraising.

Requirements:

- Top-tier college background (IIT/IIM/BITS or equivalent).

- 10+ years startup experience with proven 0 - 1 - 100 scale.

- Hands-on AI development (LLMs, ML infra, agentic workflows).

- SaaS + Fintech/Insurance product leadership track record.

- Willing to put skin in the game.

What we offer:

- Co-founder track + high-upside ESOPs.

- A chance to redefine Payroll + Fintech + Insurance in India at massive scale.