Role: Payment Audit

Location: Mumbai

Role Overview:

We are seeking a highly skilled Internal Auditor with proven experience in the payments or fintech domain.

This is a client-facing consulting role where you'll assess internal controls, evaluate risks, and support clients in building resilient and compliant processes across their digital payment platforms, financial operations, and technology systems.

You will play a crucial role in safeguarding the integrity of our clients' financial operations and helping them navigate the complex regulatory landscape.

Key Responsibilities:

- Lead and execute risk-based internal audit projects for clients in the payments and fintech sectors.

- This involves planning, scoping, and executing audits to ensure a thorough examination of client processes.

- Evaluate controls over core payment functions, such as transaction processing, settlement, chargebacks, fraud management, Anti-Money Laundering (AML)/Know Your Customer (KYC) compliance, and digital wallets.

- Your expertise will be key to identifying vulnerabilities in these critical areas.

- Review operational, financial, and IT controls to ensure compliance with global and local regulatory standards (e.g., RBI, PCI-DSS, GDPR, etc.).

- You will be the expert on regulatory requirements, ensuring clients meet their obligations.

- Deliver insights and actionable recommendations to improve client risk management and internal control frameworks.

- This isn't just about finding problems; it's about providing solutions.

- Collaborate with cross-functional teams at client sites, including Risk, Compliance, Product, Finance, and Technology.

- Strong interpersonal and communication skills are essential for building trust and working effectively with diverse teams.

- Prepare and present clear, concise, and high-quality audit reports to client leadership.

- Your reports will be a primary tool for communicating findings and recommendations.

- Support clients in remediation of audit findings and implementation of risk mitigation strategies.

This includes providing guidance and monitoring progress to ensure issues are resolved effectively.

- Stay current on trends, innovations, and regulatory changes in the fintech/payments ecosystem.

- Continuous learning is vital to staying ahead in this fast-paced industry.

Qualifications:

Experience: A minimum of 5-7 years of experience in internal audit, risk management, or a related field within the payments, fintech, or financial services industry.

Education: A Bachelor's degree in Finance, Accounting, Business, or a related field is required. A Master of Business Administration (MBA) is strongly preferred.

Certifications: Professional certifications such as Certified Internal Auditor (CIA), Certified Information Systems Auditor (CISA), or PCI Professional (PCIP) are highly desirable.

Technical Skills:

- Deep understanding of the payments ecosystem, including various payment rails (UPI, IMPS, RTGS, SWIFT, etc.).

- Strong knowledge of risk and control frameworks.

- Familiarity with regulatory compliance standards (RBI, PCI-DSS, GDPR).

- Experience with data analytics tools (e.g., SQL, Python, R) is a plus.

Soft Skills:

- Excellent analytical, problem-solving, and communication skills.

- Ability to work independently and as part of a team in a fast-paced environment.

- Exceptional report writing and presentation skills.

- Proven ability to manage client relationships and deliver high-quality client service