Head - Treasury - NBFC - FinTech

About Company:

One of India's leading asset-backed, digital lending fintech platform offering loan with the lowest interest rates in the market. They provide personalized support to all the users and prioritize safe pick up and delivery of customers' valuables. Our low operational costs and high precision credit evaluation tools have revolutionized gold mortgage solutions in India.

Position Overview:

The role is pivotal in shaping and executing treasury strategy, with a strong focus on building and sustaining long-term relationships with a diverse set of lenders, including Banks, NBFCs, AIFs, Venture Debt funds, and HNI/family offices. It involves active fund-raising through various instruments such as Term Loans, NCDs, and structured borrowings, with a deep understanding of the cost of funds, XIRR-based structuring, and transaction cost optimization.

Must Have:

- At least 8 years of Treasury (Fund-raising, Ratings) experience in NBFC / HFC (rated BBB to AA)

- Strong banking / NBFC relationships and relationships with market participants like arrangers

- Understanding of liquidity management, ALM, credit ratings

Strategic Fund-Raising:

- Develop and implement strategic plans for fund-raising activities, ensuring alignment with the company's financial objectives.

Candidate Profile:

- Ideal candidate should be from NBFC / HFC / Fintech background

- Fund-raising experience ranging across treasury products

- 8-11 years of total experience with minimum 5+ years of core Treasury experience

- Have a strong focus on fund-raising, credit ratings, and relationship management.

- Role requires expertise in managing relationships with banks, NBFCs, and other market participants such as AIF, HNIs, Private credit funds, etc

- Strong relationships with Arrangers for NCDs

- Candidate should have understanding of RBI regulations for NBFC including permissible instruments, ALM Guidelines, etc

- Candidate should have raised funds through Listed NCDs and have a good understanding of SEBI Regulations,

- Should be very good in understanding the business and translate the same into extensive detailing with prospective investors, rating agencies

- Entrepreneurial mindset

- Strong in communication skills and analytical skills