Head - NBFC

The Business Lead will initially assemble a high-performance team and install the infrastructure and approvals to start business and drive revenue growth, business expansion, compliance and risk management, and operational efficiency for the NBFC. This role requires expertise in financial structuring, secured lending especially loans against securities, understanding and funding of MLD structures, lending models, and regulatory frameworks to ensure profitability and compliance.

Key Responsibilities:

1. Assemble a high-performance team & infrastructure for the NBFC business across Operations, Compliance, Customer Support, technology needs etc. to start business in the next few months.

2. Business Strategy & Growth focus to build the secured & unsecured lending portfolio (LAS / ESOP / MLD / margin funding / bridge financing etc), develop financial products, and establish strategic partnerships.

3. Revenue & Financial Planning Optimize revenue streams, pricing strategies, and funding sources. Complete responsibility of the balance sheet and profitability of the business unit.

4. Develop secured & unsecured loan book (Loan Against Securities and other such products / Business Loan) product portfolio with well-defined profitability and performance targets for each team.

5. Ensure 100% Risk & Compliance adherence to RBI and other regulatory requirements, credit assessment process, and risk management policies.

6. Create a culture of Operational Excellence within the teams to enhance loan disbursal, collections, and credit assessment through maximum use of technology.

Role Requirement (Qualification & Experience):

- MBA/PGDM in Finance/Business Administration, or Chartered Accountant (CA).

- Additional certifications in financial management or risk management will be an advantage.

- 10+ years in managing Loan Products, financial leadership role in Bank/NBFC/Fintech.

- Proven track record of scaling business operations, especially in lending products especially

Loan Against Securities and such other related products, credit underwriting, financial structuring, and regulatory compliance.

Preferred Attributes:

- Experience in digital lending, fintech partnerships, or innovative financial solutions.

- A strong network within the financial services industry, especially with regulators and investors

- Demonstrated ability to handle complex projects and drive transformational change.