Head/Manager - Accounts & Finance - NBFC

Job Title: Finance Head/Manager (NBFC)

Job Summary: We're looking for an experienced Finance professional to lead financial management and planning for our NBFC. The ideal candidate should have a strong background in fintech, digital lending, and financial reporting.

Key Responsibilities:

1. Financial Planning and Management:

- Prepare and manage financial statements, budgets, and forecasts.

- Ensure compliance with regulatory requirements and financial standards.

2. Digital Lending:

- Develop and implement financial strategies for digital lending products.

- Analyze and optimize lending processes, risk management, and portfolio performance.

3. Financial Reporting:

- Prepare Management Information System (MIS) reports and presentations for the board.

- Ensure timely and accurate financial reporting to stakeholders.

4. Reconciliation (added value):

- Oversee and ensure accurate reconciliation of financial transactions and accounts.

5. Communication:

- Excellent communication and presentation skills to effectively convey financial information to the board and other stakeholders.

Requirements:

1. Currently working in an NBFC or audited fintech company.

2. Clear understanding of digital lending in NBFCs.

3. Experience in preparing financial statements, budgets, and forecasts.

4. Strong analytical and problem-solving skills.

5. Excellent communication and presentation skills.

6. Experience in preparing MIS reports and presentations for the board.

7. Reconciliation experience is a plus.

- Partner reconciliation which involves per loan wise principal & income matching.

- Coordination with the partner accounts team for timely reconciliation.

- Explaining the concepts of reconciliation to the partner like the process of reconciliation, tax-related queries or any other queries.

- Liaising with auditors for the quarterly and annual audit, bankers and statutory auditors

- Ensuring the requirements for the board presentation are delivered.

- Assisting resolve accountant's queries in preparing the quarterly and annual reports and spearhead preparation of AGM.

- Adhering to regulatory and statutory compliance of SEBI/RBI and other regulatory bodies.

- Tracking investments to ensure they meet the internal rate of expected return.

- Monitor income earned and the cost incurred month-on-month with respect to the budget.

- To Coordinate within different teams of the company for tasks related to accounting.

- To Coordinate with the credit and ops team while onboarding new partners.

- To coordinate with the tech team for develop new logics in the LMS and testing the existing reports.

- To work with the Business team in the financial due diligence of new probable partners.

- To add and represent point of view from the Finance team with all inter-team collaborative tasks.