Finance Specialist

Finance Specialist

Job Summary:

We are seeking a detail-oriented and analytical Finance Specialist to support our finance and operations team in Ranchi.

The ideal candidate will be responsible for financial analysis, reporting, compliance, budgeting, and providing data-driven insights to improve financial performance and operational efficiency.

This role is ideal for professionals with 2 to 4 years of experience in the financial services or banking sector, especially with exposure to NBFC or RBI-regulated environments.

Key Responsibilities:

Financial Reporting & MIS:

- Prepare and maintain timely and accurate financial reports, MIS dashboards, and business performance summaries.

- Consolidate data from various business units and provide monthly/quarterly reports to management.

Budgeting & Forecasting:

- Assist in the preparation of annual budgets, cash flow forecasts, and variance analysis.

- Monitor financial KPIs and suggest corrective actions where necessary.

Credit & Risk Analysis:

- Support credit assessment processes, including financial due diligence and risk evaluation of borrowers.

- Analyze loan portfolio performance and highlight areas of concern or improvement.

Audit, Compliance & Regulatory Reporting:

- Assist in internal and external audit processes, ensuring accuracy and compliance with statutory requirements.

- Support timely RBI and NBFC regulatory filings and ensure adherence to financial compliance standards.

Operational Finance Support:

- Coordinate with internal departments (disbursement, collections, treasury) to ensure smooth financial operations.

- Ensure proper maintenance of accounting records and documentation for financial transactions.

Data Analysis & Profitability Insights:

- Perform financial and operational data analysis to identify trends, inefficiencies, and profitability levers.

- Collaborate with management to implement cost-control and performance-improvement strategies.

Candidate Requirements:

- MBA in Finance from a recognized institute.

- 2 to 4 years of relevant experience in financial services, NBFC, banking, or audit domains.

- Good understanding of NBFC operations, RBI regulations, and financial reporting standards.

- Proficiency in MS Excel, financial modeling, and MIS reporting tools.

- Knowledge of accounting software and ERP systems is a plus.

- Strong analytical, problem-solving, and communication skills