DMI Finance - Associate Manager - Product - Digital Lending Segment

The ideal candidate will be responsible for developing and executing product strategies, identifying new product opportunities, and working with cross-functional teams to ensure successful product launches/ facilitating new partner onboarding for the digital lending business.

Principal Accountabilities:

1) Onboarding New Partners

- Build lending products (Personal Loans/Line of Credit) through partnerships with various channel partners so that loans can be given to customers in a completely digital manner.

- Leading all API integration efforts to enable small and large players to integrate with DMI systems.

- Collaborating with cross-functional internal & external stakeholders to detail out for Tech team new requirements in tech stack.

- Develop product pricing and positioning strategies.

2) Products Strategy / New Product Launches / Customer Insights

- Manage the entire lifecycle of the product / program from conception to final release and ensure that it can handle the complexities of the business.

- Partner with engineering, and other stakeholders to scope and build features that solve and create new opportunities.

- Work to ensure new personal loan products across platforms are launched timely.

- Gather, review, and interpret qualitative & quantitative data to uncover new product insights.

- Define and create metrics to measure the success of the product. Work on continuous enhancements at each stage of the product life cycle

- Gain a deep understanding of customer experience, identify, and fill product gaps and generate new ideas that grow market share, improve customer experience and drive growth.

- Drive detailed PRD and its metrics to measure the performance.

3) Product Analytics / Research

- Form and test hypothesis using data from in-built analytics, funnels, database & other sources.

- Conduct market research and develop insights into user behavior especially around user needs to improve existing products.

- Track product adoption, funnel conversions, A/B tests and optimize them to achieve business and product objectives.

4) Competition Research

- Conduct research on fintech and other competitive developments in the ecosystem in India or global.

- Ideate basis the research on new functionalities / products to be built.

a) Qualifications:

- Minimum Qualification required: Graduation

- Qualifications preferred: MBA or equivalent preferred

b) Work Experience

- 1-2 years of experience in product management. Experience in Lending Domain (Banks, NBFC, Fintech) preferred.

- Strong analytical, prioritization, and negotiating skills

- Excellent communication skills with the ability to communicate effectively with technical and non-technical stakeholders.

- Well versed with Wire framing, BRD, PRD and feature detailing

- Comfortable with Tech Stack/Understanding of API Architecture

- Passion for building great products to solve customer and business problems