Job description for a Manager - Credit Risk & Policy in the Two-Wheeler segment
- Credit Risk Assessment: Evaluate loan applications, analyze borrower profiles, and assess creditworthiness to minimize risk.
- Policy Development: Assist in designing and implementing credit policies aligned with business goals and regulatory requirements.
- Portfolio Monitoring: Track loan performance, identify trends, and recommend adjustments to maintain portfolio health.
- Compliance: Ensure adherence to regulatory norms and company policies, supporting audits and reviews.
- Collaboration: Work closely with sales teams and dealerships to streamline loan origination processes.
- Data Analysis: Utilize data-driven insights to refine underwriting standards and improve decision-making.
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