Credit Manager - Financial Institutional Group

Job Title: Credit Manager - Financial Institutions Group (FIG)

Location: New Delhi & Mumbai

Client: Leading Private Sector Bank

Job Description:

We are seeking an experienced Credit Manager to join our Financial Institutions Group (FIG), responsible for evaluating and managing credit risk across a portfolio of financial sector clients, including NBFCs, HFCs, insurance companies, mutual funds, and fintechs.

Key Responsibilities:

- Conduct in-depth credit appraisal of financial institutions, analyzing business models, financial statements, regulatory filings, and industry trends

- Prepare detailed credit proposals and risk assessments for new and existing clients

- Monitor portfolio performance and flag early warning signals

- Coordinate with internal stakeholders including relationship managers, risk, compliance, and legal teams

- Ensure adherence to regulatory and internal credit policy guidelines

- Assist in structuring deals, credit terms, and documentation review

Qualifications:

- CA / MBA (Finance) or equivalent

- 4-8 years of relevant experience in credit underwriting or risk analysis, preferably in FIG/NBFC segments

- Strong analytical, financial modeling, and presentation skills

- Familiarity with RBI guidelines and regulatory landscape for financial institutions