We redefine the landscape of realty investment through our innovative approach and the combined expertise of specialists from the financial services and real estate sectors. We provide real estate developers seeking bridge capital and investors eager to embark on a journey of wealth creation through strategic and high-quality investments in real estate.

What we do:

We specialize in the private placement of debt for real estate developers, with a focused approach on providing financing and investing at early stages of development. Our capital solutions are designed to support developers even before they obtain RERA registration, ensuring project momentum when traditional funding is not yet accessible. Build Capital offers SEBI-registered Category II - Real Estate Alternative Funds (AIF) and a platform for private placement of Debt.

Each transaction is meticulously curated to address the unique needs of our clients, ensuring they have the resources and support necessary to thrive in today's dynamic real estate landscape.

About the role:

As a Credit Analyst, you will be responsible for evaluating project feasibility, conducting rigorous risk assessments, leading due diligence processes - including legal, technical, corporate and financial. A critical part of the role will be negotiating deal terms and structuring deals that align with both developer requirements and investor expectations.

This position is ideal for someone who thrives in a high-accountability environment and is comfortable interacting with senior management, legal and technical advisors and real estate promoters. You'll have the opportunity to work closely with our founding team, contribute to strategic capital deployment decisions, and help shape the future of private debt in Indias real estate sector.

Key Responsibilities:

- Credit analysis: Review financial statements, credit reports, feasibility reports, property papers and other relevant documents to assess the financial health of borrowers and the viability of real estate projects.

- Debt structuring and issue term sheet: Structure investment deals and lead negotiation of commercial terms with developers, including structuring covenants and security packages.

- Due diligence: Hire, negotiate and co-ordinate with due diligence agencies including legal, technical, financial, corporate and forensic. Evaluate past loans and track the financial performance of security providers.

- Risk identification and mitigation: Identify and assess credit risks, suggest strategies to mitigate risks and minimize exposure to ensure sound credit decisions.

- Committee sanctions: Prepare financial models to assess borrowers' creditworthiness and investment committee presentations for internal approvals and decisions.

- Documentation: Post approval from Committee, co-ordinate and manage the end-to-end documentation process including drafting, reviewing and executing sanction letter and security documents.

- Periodical Monitoring: Regularly monitor existing loan portfolios to identify potential credit risks and take necessary actions to mitigate them.

Relationship management: Build and maintain relationships with developers, investment partners, and internal stakeholders

Required Skills:

- Understanding of real estate project loans and regulatory frameworks

- Data interpretation and Debt transaction structuring

- Conducting Due diligences

- Preparing financing models for sanctioning loans

- Leading negotiations with stakeholders

- Risk mitigation strategies

- Financial covenants tracking

- Excellent communication and stakeholder management skills

- Advanced MS Office (Excel, Word and PowerPoint)

Education and Experience: